Harald Seiz: Visions and the future of money

The founder and CEO of Karatbars International, Mr.H Seiz, started his finance profession in the 1980s, working in the real-estate and insurance industries. He later became an independent financial consultant, building businesses worth millions of euros. He firmly believes in the significance of precious metals as a solution to the inflation of the current fiat currencies, which led him to establish Karatbars International that helps investors gain access to assets and preserve as well as enhance their wealth.

In his book “The Future of Money” he provides exciting awareness into our financial system. He explains how the modern world is transforming fiat currencies. His theory is that the society will start moving more away from the fiat currencies and more into the cryptocurrencies. He believes that cryptocurrency as a means of exchange is more practical, logical and will be the universal currency in the coming years.
This is where his idea to combine the modern cryptocurrency with the classic gold was born, and Karatbars International believes in this as well. Mr. Saiz went ahead to develop a cryptocurrency that is secure and has a physical equivalent in gold, the Karatgold Coin (KBC).

Karatgold Coin was launched in March 2018 and is believed to be the currency of the future. It is generally less volatile than other cryptocurrencies because its value is tied to gold. As the price of gold moves, so does the price of this currency. It is affected by external influences such as the government or even the general public.
In the book, Mr. Seiz notes that many investors measure their wealth in cash, which has the disadvantage of losing value by inflation. Though a certain amount of inflation is not harmful to the economy, it can devastate the net worth of individuals. However gold’s value remains stable, it acts as a natural inflation hedge. As fiat currency inflates, gold becomes worth more of that currency. Mr. Seiz emphasizes a small investor who owns some Karatgold Coins has the same potential as an investor who has larger sums of money. This implies gold can help investors obtain the financial security everybody needs.
For more on the book “the future of money” visit Harald Seiz

How To Not Crash The Airplane Under Pressure

Let me supply you with a hypothetical high-pressure situation.

You’re the pilot of any small, single engine airplane. You take off, alone, in this particular single engine airplane, and leave over a large body of open water. At about 800 feet above this water, your single engine sets out to sound funny (rather than in a “ha-ha” way), and also you notice you just aren’t gaining altitude on the rate you need to be. At around 1200 feet on top of the water, your single engine quits.

This can be a high-pressure situation. What do you do?

Fortunately to suit your needs, it is a hypothetical high-pressure situation. Unfortunately in my opinion, it was not hypothetical in the event it happened for me several years ago.

I do not want to keep you in suspense, so I’ll just claim that I survived. As did the airplane. As the plane was falling to earth, I was creating a quick U-turn and, with only inches to spare, find a way to land around the runway from where I had just departed.

So why did this high-pressure situation employ a happy ending? Well, it reduced to two elements – the identical two elements that can assist you survive your high-pressure situations likewise.

Preparation… while keeping your focus.


I ended up in situations which are similar to this before. During flight training, my instructor put me through dozens (otherwise hundreds) of simulated engine-out drills. Granted, we were looking at at a better altitude (meaning more time to get better), and in addition they were only simulated, but I still knew the procedures. Also, I had (coincidentally) recently begun glider training, together already soloed, so I was accustomed to flying without the need of engine. Again, not identical, but I still were built with a bit of an “I’ve been here before” feeling. And finally, on account of some special training I had carried out with an instructor exactly the week before, I knew what angle of bank hands me by far the most turn to the least altitude loss.

In simple terms, I had prepared for circumstances like this. When the trouble began, the preparation kicked in. I knew how to proceed because, again, “I’d been here before.” Your takeaway: One – when you’re in a very high-pressure situation, think time for a time when you’ve successfully gotten by using a similar situation in past times. It doesn’t should be identical, just similar. Remind yourself, “I’ve been here before.” And two – anticipate the high-pressure situations you’ll probably face, and train for him or her. Practice them if your pressure’s off, therefore you’ll be better equipped to tackle them if your pressure’s on.


Primarily on account of my training, in the event the pressure hit I went into sharp focus. Analyze the challenge, solve the situation. Nothing extraneous. No thoughts of, “Boy, if I wreck the airplane – and am somehow competent to walk (or swim) away – exactly what are people planning to think of me? It’ll be so embarrassing. And expensive. And if I’m delayed (or worse), who’s gonna feed your new puppy?” This is all just noise, and in a very high-pressure situation, you’ll want to shut out the noise. Your takeaway: When you’re within a high-pressure situation and you also hear the “noise” beginning enter your mind, contemplate, “What’s essentially the most important thing to me to consentrate on right now?”

Details on Pigments for Paints

Their journey is a long one you start with research into devising varied colors and forms that may act as colorants to plastics, textiles, inks and printing, paints each possible facet of our daily lives.

Yet, dyes and pigments remain quite often confused terms, with one used in place of another.The main difference relating to the two is based on their solubility. Pigments aren’t soluble inside liquid through which they are mixed. Pigments ought to be used as finely ground powders and included a liquefied binder. On the other hand dye is usually a color imparting substance that is certainly soluble inside the liquid by which it is mixed. Pigments are organic and inorganic because both versions are obtained naturally or produced synthetically.

Some on the organic pigments produced synthetically will be the azo-pigments including the yellow, red and orange colour, the phthalocyanine as well as green and blue range, quinacridone such as a light fast violet-red pigment and many others. Inorganic naturally sourced pigments are definitely the ochres, umbers, siennas and synthetic ones include cobalt blue, cadmium orange/red/yellow and titanium white. Lake pigments are in reality dyes that won’t possess the property of solubility for specific liquid thinners. Acid black and acid red are a couple of examples of dyes.

In the context of pigments for paints the features on the paint like its tinting strength, light-fastness, transparency/opacity and colour count on the pigment type employed in it. Let us observe how each from the paint attribute depends on the type of pigment used. As far as tinting goes, how much pigment plus the thinness of their grinding will determine the tinting strength from the paint. Greater the paint’s tinting strength longer will likely be its color conservation by mixing with white. The opacity or transparency on the pigment will likely be seen only within the absence of an opaque extender from the paint. This difference within the colored paint is visible through an even layer thickness. Under the Color index, every pigment is allotted a pigment number besides its name. For example, PY35 identifies Cadmium yellow as PY symbolizes yellow pigments along with the numeral is the term for Cadmium.

The requirement of stringent regulatory fulfillments has impacted the paint formulations bringing about their evolvement and progression of new techniques that conform to the imposed regulatory demands. Pigments which might be eco-friendly and fewer harmful to human health attended into existence. All said and done their role inside paint companies are undisputable in today’s times.

Just as certain pigments remain sourced from nature there are actually certain herbal extracts from nature that occupy a vital place in medicinal and food and beverage industry. Herbal extracts manufacturers have to abide by still stricter regulatory restrictions. And all the herbal extracts that are inside the market today are on the highest standards possible!

Pigments, Dyes & Inks

Pigments are goods that are insoluble and desire to be blended in binders so they hold on for the substrate.

Dyes can be used as artistic, decorative and aesthetic reasons but besides these applications did you know they play a huge role in medical and biological imaging. Some fluorescent and contrast dyes highlight specific organs or cells during medical testing to suggest presence of certain diseases. They assume great importance during election times in most countries by in the role of identifiers, by way of example purple dye can be used to mark the fingers of voters. Sheep herders use wool dyes for marking sheep inside flock. Lasers which are dye-based emit laser light over varied wavelengths causing laser beams which might be ‘tunable’ which in turn perform important functions in astronomical research, medical applications, manufacturing and spectroscopy.

Pigments occupy a spot of great importance inside world of plastics, paints, inks, cosmetics, textiles, food and more. Car finishes, artist’s paints and light-weight reflecting signs obtain their glow from your pigments which is often either organic or inorganic. They are more advanced than dyes inside the context of retaining their color for several years and being able to withstand powerful light, intense heat or extreme chemical agent or climate.

Inks undoubtedly are a liquid medium containing pigments or dyes plus they are utilized in printing, pens and tattoos. There are some inks which may cause a permanent alternation in colour plus they include anti-counterfeiting inks, a couple of fountain pen inks, some gel inks plus the paper currency inks. Reaction while using cellulose inside the paper results inside permanency of colour. Though they just do not fall under the traditional inks, liquids which are into the inkjet technologies are benefited from your research conducted to help expand develop the common inks.

Professionals engaged within the field of pigments, dyes and inks are centered on developing novel formulations that want less expensive materials, are steadfast into their colour, have good flow properties, more stability or interact more effectively with substances they are presented into connection with. Pigments and dyes utilised in ancient artworks and historical artifacts are now being analyzed with the relevant professionals to determine new substances which is to be compatible together with the ancient pigments and dyes for deciding the ways and methods of restoration and preservation.

Owners of various dyes and pigments production facilities like organic pigments manufacturers, vat dyes manufacturers, pigment blue manufacturers and napthol manufacturers in India attempt to supply sustainable colorants which can be of good quality and cause minimal problems for human and environmental life. All of them have well equipped technical facilities that test the stock mixes, incoming materials and outgoing orders from the customer. Each one of them is dedicated to provide products of highest standards towards the customers and be sure their maximum satisfaction.

Today’s pigments, dyes and inks have definitely come a long way in the times of yesteryears!

Choosing the Best Company When Purchasing Products & Services

For a daily shop-o-need cycle, a smaller investment to ‘try-out’ the brand new and be in ‘trend’ is perfect. But, think about bigger and larger decisions for ones office or which shades to invest in while renovating your home or which agency to have confidence in SEO campaign or which chat software to install on your customers or which builder gives you a dream space. The large investments call for a trusted partner, and here, were sharing the very best things you should give importance to before reaching your decision.

1. How big is the group? – Let’s continue dealing with the above examples should you be looking to get a Hanas Blind installed, a little team is OK, but to get one or two floors within a commercial building, trust a builder using a larger team. Your need should define they size. Why? A bigger team means, lots more people, more ideas as well as a better-managed team at both micro- and macro-level. But, in rare cases, a more impressive teams could mean, more chaos.

2. What are the skill sets? – Once again, this can be a basic requirement – this company or team you want to hire needs to have the necessary aptitude to offer. If you happen to be looking for a person to drive your online marketing campaign, expertise in online marketing tools is essential – even when it’s a start-up. A person starting an organization may be able to match the demands of this marketplace, while a recognised player’s creativity is tested, over and over, and in addition they can be result-driven per requirements.

3. What kind of experience are they using? – A wannabe entrepreneur may possibly not have the experience, nonetheless creativity most likely are not a match on the seasoned players. Once again, everthing boils down to what exactly you need! Creativity in decorating your property is welcome, but a practiced player you will never know the ins and outs of making bye-laws is needed when you make a commercial space. Keep in mind, however, you can find an overlap between real-life knowledge and bending of rules to square over the head and shoulders of others.

4. Have they worked on your industry before? – This question most likely are not applicable to private purchases but to hiring agencies and personnel chosen to get a job. Knowledge of the market easily could result in a team well-versed using the challenges and benefits to give attention to your industry. Don’t be hesitant, obtain references from old clients or customers, in case possible check-out the job they have done earlier. However, they ought to not compromise about the value anyone with a company represents.

5. Are they accessible to communication? – Communication is just not all about speaking, it is additionally about listening. It is a two-way street – you will need to articulate your thoughts and dreams clearly. And, then you need to keep your mind open on the suggestions from the agency you intend to hire. In the initial talks, you are able to gauge, how attentive these are when listening, and just how clearly they state their tips to you. A good agency or company is going to be judging your self these parameters.

6. Are they discussing achievable deliverables? – Once again, the queue between the two is very thin, which is quite simple for you to become misled. When discussing the deliverables, the increase in traffic from an SEO campaign, could they be just saying, “Trust us, we shall increase the traffic.” Or could they be concentrating on suggesting – 1x growth can be done in the next half a year if these steps are implemented. The latter can come back and say, outcome was not achieved, due to lack of support, but they will have to back-up every bit with evidence supplying you with an unbeatable experience money for hard times.

7. What are people saying about them? – That’s why word-of-mouth references and internet-based reviews are so very important. These are genuine experiences from individuals who have associated with the organization, and they are either bowled over or are loaded with anger. The fact is most agencies and sellers working can deliver good to outstanding results. But, there will always people who fell in need of expectations – people smudged, planning wasn’t right, communication stalled, etc., etc. Talk to several people as you’ll be able to to gauge the standard success and failure rate.

8. What is their demeanour? – Do they smile often while talking to you, at the same time making the presentation to you personally? Are they relaxed while communicating or are typically of them tensed up? Share incorrect information or demand an outdated process, do they really agree while secretly rolling their eyes? Or would they stand up and correct you, sharing along with you the reasons why your opinions need to get ditched? Any intelligent person knows they desire a individual that smiles, is relaxed and is just not averse to telling off their potential customers, within a reasonable manner. You may have got word of arrogant geniuses, without manners, but those individuals are few and a lot in between, if you are dealing with one ones, then you definately should be ditching this write-up and chilling on benefitting.

9. What are the skills included? – Take in writing the assistance included rather than included. If you planning an SEO campaign the first time, you should study a, ask questions on the experts, the silliest one and obtain them answered in the cohesive and comprehensive manner. These are to become discussed before finalising or signing the deal. As was mentioned earlier, there is usually no compromise for the communication between you and the one that you are dealing with

10. What is the proposed budget? – This may be saved during the last, with the simple reason, you understand the heart of your purchase rests within the cost. You may be you pockets as deep because Pacific Ocean, but even you will not want to waste your hard earned money on things that do not bring value – with regard to beauty or functionality to your residence or office. Ask for your costs being incurred, and please opt for any smaller or cheaper option, if you happen to be in doubt about payment.

Optimize Your Logistics and Distribution

Undeniably, the key role of any company following a production may be the distribution and logistics in the final goods to make sure they reach the end consumers on the right time. Clearly, logistics and delivery both have an unmatched role to learn in the performance with the business. Hence, a steadfast and seamless mechanism to your goods distribution will make sure that your industry is satisfied with you. While the system of logistics and distribution varies with companies with regards to the kind of products they supply, optimizing it indicates following some discrete approach. However, allow me to share discussed some simple and easy tacit methods to simplify distribution operations to ensure customers receive a satisfying service.

Resource efficient packaging

Most on the times, courier and delivery services companies deploy a uniform packaging system, no matter what they are distributing. Many times, we have seen a simple consumer good, which is not as fragile as a possible electronic item, arriving with layers of packaging. So, you’ll want to make sure your packaging usually do not become excessive and since per the item nature from you finding out logistics company. This way not just wastes will disappear but also the costs of packing.

Bring forth new delivery options

Just not the merchandise but there are numerous things that matter in delivery just like the weight, dimension, nature or style of product, or whether or not it needs cold storage. While pretty much everything have a huge affect on the customers’ satisfaction and state from the product gets hotter will go to them, you must find out whether you use delivery system have options to handle all the aspects well.

Turning on automated systems for delivery

Another way you can assure that the delivery systems are fulfilling all expectations of consumers is automation. Tracking of delivery route, some time and vehicles/driver details, may help customers relax back while their orders are out for delivery. This further decreases the random calls and inquiries in the customers regarding their products.

Picking a logistics and delivery partner

The most befitting solution to streamline your logistics and delivery mechanism is joining hands having a full-fledged delivery and courier services company who might help you through and out. From special handling on the products to warehousing management, products packaging to dispatch, doorstep deliveries to customers services, they are in charge of all.

You should realize that the logistics role is tough and it is that significant portion of your business, that may hold back your visitors providing them right delivery facilities. Whichever business you might be into, just be sure your logistics support is well optimized and automated to obtain your products aptly for a end customers.

Cut Down Shipping Costs

Most businesses don’t realize the excessive costs associated with shipping and this may be one basis for their lower income. Higher overheads on shipping make logistics a high priced affair for the children, hampering the general efficiency and profitability from the businesses. As a business maker, you will be losing out competitiveness along with your peers already in the market. So, the foremost action you can take is minimizing the shipping costs within your products with many effective ways, benefitting yourself along with your customers. Apparently, you are able to redistribute the expenses saved in shipping through providing them some discounts in your customer within the final prices. This will obviously help your small business win the trust and confidence of buyers and tempt these phones keep coming back to your products. So, which are the major ways you’ll be able to cut down your shipping costs? Find it out below.

Optimizing the packaging resources

The packaging resources or materials will be the crucial part associated with distribution logistics for you are immense scopes to save lots of costs. A major portion on the shipping costs constitutes the expenses of packages. Yet, most from the times, we receive products packed in a great number of covers, but that can be needless for that type with the product delivered. So, should the distribution companies take hard work to consider their fragility or non-fragility to determine the kind of packaging, costs will reduce.

Reducing the length of packages

Generally, the many packaging and distribution units have one moderate dimensions of package for almost any product, no matter what it is, how small or big it truly is. So, there could be too many fillers necessary to pack small products which raises the expenses automatically. Besides, the fillers are simply just wasteful materials as soon as the products are unpacked. Appropriate height and width of packing is hence necessary not simply for saving costs but in addition for reducing wastes.

Time to contemplate warehousing and storage services

Sometimes entrusting the role of warehousing and storage to your third-party company can help businesses in reducing the complete expenses associated with shipping products for the customers. They have the most beneficial or optimized means of storing the items, being specializing in the service. Besides, it offers a superior stock notifications, items that are near to expiry along with crucial information, that helps manufacturers to counteract stock overruns.

Join hands using a distribution company

If your prevailing shipping costs come across as too high for your small business, it’s better you speak to any from the professional distribution partners. They offer the top value to small enterprises by catering to all their specific shipping needs. However, it really is suggested to consider some survey before choosing a partner service agency to get one whose prices will allow you to trim down your costs considerably from whatever you have been spending earlier.

If your organization is truly feeling the sting of upper shipping costs so you wish to streamline it and minimize it, then follow one from the above credible ways.

Best Credit Card Processing Company

What is best credit card processing company, and what qualities and services determine what is the foremost credit card processing company. If you’re business trying to find a merchant account provider in order to begin accepting card payments you must know some of the basics of exactly what is available and precisely why are the best.

If you’re a small business using a strategic location, you’ll be in need of what’s termed as a point of sale terminals. Your processing company should provide various terminal options to satisfy your unique small business, and in addition they usually provide leasing or purchase opportunities on your terminal. If that you are service industry events or other mobile events you should consider wireless processing terminals.

The next feature of the best bank card processing companies following a means of accepting payment may be the companies service and support rating. Thorough tech support and service support is important for the proper setup and repair off your transaction processing service and the most effective companies offer thorough help and fast responses in your inquiries.

If you might be currently a small company, you might not be using every one of the features your payment processing company can give. This may be acceptable for now, however in the future you may be ready to expand and grow, perhaps opening an internet based storefront with transaction capabilities, or ought to expand with additional store locations. The best credit card processing companies have features that enable your service to develop as your online business grows, like shopping cart integration, online support services, and multiple location capabilities.

Finally and above all, the best credit card processing companies https://best-credit-card-processing.cubereviews.com/ keep their contracts short along with the fees and charges low. I am not against these lenders making a profit, in no way, but the very best companies understand that your success could be the continued success, and burdening you with transaction fees and hidden charges will not keep you running a business.


Select An Efficient Warehousing Service For Your Company

If you are an owner of a company and feels that managing and storing your productions in-house is incurring which you hell cost, then it’s time you determine to outsource your warehousing intend to some third-party. A warehousing service is considered praiseworthy when they have a dedicated system that gives you the most effective storage and depot solutions that may minimize your inventory and logistics expenses.

Here are definitely the determinants of your ideal warehousing service:

The location and space allotted for storage

As a company owner, the first priority can be your client’s satisfaction in terms of timely delivery of one’s products. A poor location of your warehouse is usually a major obstacle in shipping your merchandise to your destination promptly. Parallel to the, proper planning with all the space inside the warehouse is important. You should go with a service in which you see stocks are organized efficiently, the earlier stock continues to be cleared out and there is no clutter from the storehouse.

A committed team

The staffs present inside the warehouse on a regular basis are responsible for evaluating the warehousing conditions and determine whether it needs any improvements or modifications. They are one that faces the down sides that arise daily and therefore give a call towards the management with the betterment on the service. So if you choose a warehouse service please see if the team involved inside the management and storage is a separate team with higher skills and experience.

Transparencies within the entire process

Before jumping into any decision, you need to understand what will be the stages and procedures involved inside warehouse service. Yes, this aspect is important because or perhaps you cannot judge the quality of your service and figure out if it’s deviating on the usual norms and regulations. With a site provider that has a transparent and clear process, you possibly can trust them blindly.

Advanced technology and quality control

The warehouse agencies that take care of the quality standards – ISO 9000 (quality control) and ISO 90001 (quality management) are thought to be the efficient and high standard companies. These play a crucial part to make certain the anticipated outcomes are due on the utilization of best processes and technology available. A supplier that uses the most effective software with mobile scanners and high-quality integration with distribution partners is the perfect choice for you.

Warehousing operations cost a lot and time-consuming, yet it is the soul of one’s business. Poor storage and depot facilities might cause your business to go down below par. So, why take such risk and watch for such instances to happen? Seek the very best warehouse service and skyrocket your small business’s profits.

Decisions to Be Made for Analytics Training

Ways where you can identify the amount of analytics training you need

Many people ask about ways in which they’re able to further the ability that they have in analytics. This is an industry that may be still to use infancy high are many developments that happen to be bound to exist in the future. It is therefore important to find the right kind of analytics training which will get you ahead and make you current.

The boom in training

In the recent past, analytics education has experienced a boom. Some of the training is finished in classes, some use software while there’s also workshops an internet-based tutorials that are presently profuse. This makes it quite challenging to identify the most beneficial program to decide on. The other problem is the lack of clarity regarding pertinence, practice and process to be able to clearly tell people what on earth is really required to succeed in analytics.

What do you need to do?

This needs to be the very first step in spite of the career you want. What kind of role currently or in the long term are you aiming at? Do you want to be considered a data scientist or even an analyst? You may also certainly be a business professional looking for a way to leverage analytics in your daily workflow. There are also those that seek to create a transition in their career to be analysts. When you have developed a clear determination of where you stand at and what industry you enter, you may be in a better position to settle on your path.

Identify the skill-sets gap

When it truly is clear to you personally exactly what it truly is you can do, it can be time to identify the relevant skills gap. One of the things which should be noted is the fact that the skill sets needed in different areas like marketing, application and so on differ from those essential to a data scientist. There a variety of analytics skills that successful professionals apply. They should be able to find data from different sources and organize that it is able to analyze it.

An analyst must learn different methods to successfully extract value from your raw data. An analyst should also be within a position to work together with the different stakeholders through effective communication.

Choose the top training option

When you could have clearly defined the skill sets gap, you have to be able to select the best training option. The kind of training that you’ll require is usually using the gaps which you intend to fill. It also is dependent upon exactly what you can do.

There are a couple of options in terms of training. There are universities that include a master’s degree of this type. The programs are generally ideal for persons who don’t charge any kind of professional experience but would like to handle analytics roles. The programs tend to be comprehensive but sometimes be time-consuming. You can also pick the online options which can be quite accessible.

Local universities offer some semester courses. It may be cognizant of also look open with the professional workshops which might be usually held by major companies.